Introduction

In today’s smartphone-driven world, finding the perfect device with an exceptional camera doesn’t have to come with a hefty price tag. The sub-₹20,000 category has emerged as a competitive market where brands offer cutting-edge technology, impressive camera setups, and value-packed features. Whether you’re a photography enthusiast or someone who loves capturing everyday moments, these budget-friendly smartphones deliver outstanding performance in both photography and videography.From AI-enhanced imaging and ultra-wide lenses to night photography modes and 4K video recording, these smartphones cater to diverse photography needs. Many models also combine powerful processors, stunning displays, and long-lasting batteries, ensuring a well-rounded experience. In this guide, we’ll explore the best smartphones under ₹20,000 that excel in camera quality, offering you flagship-like photography features without burning a hole in your pocket. Dive in to discover your next affordable photography companion.

Quick list of the best smartphones with great Camera in India under 20000 Rs

  1. Realme NARZO 70x 5G- About 14999 Rs (as of 26/01/2025 22:50 IST- Details)
  2. Redmi 13 5G- About 15979 Rs (as of 26/01/2025 22:50 IST- Details)
  3. iQOO Z9x 5G- About 13999 Rs (as of 08/12/2024 16:24 IST- Details)
  4. Moto G85- About 18400 Rs (as of 28/01/2024 15:28 IST- Details)
  5. Samsung Galaxy M35 5G- About 18499 Rs (as of 11/01/2025 22:14 IST- Details)
  6. OnePlus Nord CE4 Lite 5G- About 17999 Rs (as of 08/12/2024 16:24 IST- Details)

For Smartphone recommendations, you can contact us on our Hpacific25@gmail.com.

Best Smartphones under 20000 Rs with great Camera

1.Realme NARZO 

  • Processor: MediaTek Dimensity 6100+ 5G processor
  • Display: 6.67″ FHD+
  • Battery: 5000 mAh
  • Price: About 14999 Rs (as of 26/01/2025 22:50 IST- Details)

The realme smartphone is a compelling choice for budget-conscious buyers seeking excellent camera capabilities and modern features. Powered by Android 14 and an 8GB RAM configuration, this device ensures smooth performance, bolstered by the MediaTek Dimensity 6100+ 5G processor. The TÜV SÜD-certified smoothness for 48 months adds to its reliability, making it a durable investment.

Its 50MP primary camera captures crisp, detailed photos, while dual stereo speakers enhance audio experiences. The 6.67-inch FHD+ display offers a buttery-smooth 120Hz refresh rate, a 91.40% screen-to-body ratio, and a 240Hz touch sampling rate for seamless interaction. Designed for comfort, the ultra-slim 7.69mm, 188g lightweight body ensures an ergonomic grip, while the IP54 rating provides basic dust and water resistance.

The 5000mAh battery supports extended usage, and the 45W SUPERVOOC charging powers up to 50% in just 31 minutes, ensuring minimal downtime.

Pros:

  • 50MP primary camera for clear photos.
  • Lightweight and slim design with ergonomic grip.
  • Reliable performance with a 5G-ready Dimensity 6100+ processor.
  • Fast 45W SUPERVOOC charging.

Cons:

  • Limited versatility in the camera system (no ultra-wide or macro lens).
  • No AMOLED display for deeper contrasts.
  • IP54 rating provides only basic water and dust resistance.

You can buy this on:

2.Redmi 13 5G

  • Processor: MediaTek Dimensity 6080 5G processor
  • Display: 6.67 inch
  • Camera: 108MP
  • Battery: 5000 mA
  • Price: About 15979 Rs (as of 26/01/2025 22:50 IST- Details)

The Redmi smartphone stands out as a budget-friendly option for photography enthusiasts seeking impressive camera capabilities. Running on Android 13 with MIUI 14, it offers smooth user experience backed by 8GB of RAM and a powerful MediaTek Dimensity 6080 5G processor, ensuring snappy performance and multitasking. Its 6.67-inch FHD+ pOLED display with a 120Hz refresh rate and Corning Gorilla Glass 5 protection delivers vibrant visuals and durability.

For camera enthusiasts, the 108MP AI triple camera system, complete with an 8MP ultra-wide sensor and 2MP macro camera, ensures versatility for capturing detailed and dynamic shots. The 16MP front camera is equally impressive for selfies and video calls. A robust 5000mAh battery paired with 33W fast charging ensures extended usage without frequent recharges. With 128GB UFS 2.2 storage and dual 5G SIM support, it’s well-equipped for modern connectivity and storage needs.

Pros:

  • Stunning 108MP main camera for detailed shots.
  • Smooth 120Hz display with vibrant colors.
  • 5G support for fast connectivity.
  • Ample storage and virtual RAM for performance.

Cons:

  • Lacks wireless charging.
  • No IP rating for water resistance.
  • Performance in low-light photography could be better.

You can buy this on:

Some other great configuration you can buy:

  • Amazon (12GB RAM and 256GB Storage)

3.iQOO Z9x 5G

  • Processor: Snapdragon 6 Gen 1 processor
  • Display: 6.72″, 2400 x 1080 pixels, 120 Hz
  • Camera: 64 MP
  • Battery: 6000 mAh
  • Price: About 13999 Rs (as of 08/12/2024 16:24 IST- Details)

The iQOO Z9x 5G is a feature-packed smartphone for those seeking exceptional performance and camera capabilities under ₹20,000. Powered by the 4nm Snapdragon 6 Gen 1 processor with a 560K+ AnTuTu score, it delivers a seamless and lag-free experience. The 6.72-inch display with a 120Hz adaptive refresh rate and 2408×1080 resolution ensures crisp visuals and smooth navigation. The 6000mAh battery supports 44W FlashCharge, providing up to 10 hours of usage with just 30 minutes of charging and lasting up to two days on a single charge.The phone boasts a slim 7.99mm design, dual stereo speakers with immersive audio enhancement, and IP64 certification for dust and water resistance. Running on Funtouch OS 14 based on Android 14, the iQOO Z9x guarantees two years of Android updates and three years of security updates, ensuring long-term usability. Its camera system, though not specified here, complements the overall multimedia experience.

Pros:

  • Processor: Efficient Snapdragon 6 Gen 1 ensures smooth performance.
  • Battery Life: Massive 6000mAh battery with fast 44W charging.
  • Display: High-quality 6.72-inch screen with 120Hz refresh rate and 1000 nits brightness.
  • Durability: IP64 certification and slim design for added portability. Audio: Enhanced dual stereo speakers for immersive sound.

Cons:

  • Build Material: Likely plastic, which may not feel premium.

You can buy this on:

4. Moto G85

  • Processor:  Snapdragon 6s Gen 3
  • Display: 6.67″
  • Battery: 5000mAh
  • Price: About 18400 Rs (as of 28/01/2024 15:28 IST- Details)

The Motorola smartphone stands out as one of the best budget smartphones, offering an impressive combination of features and performance. With its sleek 16.94 cm (6.67-inch) Full HD+ display, it ensures vibrant visuals and a great viewing experience for media and gaming. Powered by the Snapdragon 6s Gen 3 processor and 8 GB of RAM, it delivers smooth multitasking and efficient performance for everyday tasks and light gaming. The 50 MP + 8 MP dual rear camera setup captures crisp photos with good detail, while the 32 MP front camera is perfect for high-quality selfies. Additionally, the 5000 mAh battery ensures all-day usage, making it ideal for users on the go. Running on Android 14, it offers a clean, modern interface with enhanced features.

Pros:

  • Large, Full HD+ display for immersive viewing.
  • Powerful Snapdragon 6s Gen 3 processor for efficient performance.
  • Generous 8 GB RAM for smooth multitasking.
  • High-resolution cameras for excellent photo and video quality.
  • Long-lasting 5000 mAh battery.

Cons:

  • Lacks features like wireless charging or IP-rated water resistance.
  • The mobile CPU may not be as powerful for heavy gaming.
  • Limited premium design elements compared to higher-end models.

You can buy this smartphone from:

5.Samsung Galaxy M35 5G

  • Processor:  Exynos 1380 by manufacturer
  • Display: 6.6″, super AMOLED, 120 Hz
  • Battery: 6000mAh
  • Price: About 18499 Rs (as of 11/01/2025 22:14 IST- Details)

The Samsung Galaxy M14 5G is a standout contender among the best budget smartphones for photography enthusiasts in India. Its monster durability and display feature Corning Gorilla Glass Victus+ protection and a stunning 6.6-inch Super AMOLED display with FHD+ resolution (1080 x 2340 pixels) and a silky-smooth 120Hz refresh rate, ensuring vibrant visuals and a responsive experience. Powered by the Exynos 1380 processor with a vapor cooling chamber, this device runs on the latest Android 14 OS with One UI 6.1, offering robust performance with octa-core speeds of 2.4GHz and 2GHz for multitasking and gaming.

In terms of convenience and security, the Samsung Wallet with Tap & Pay and Knox Security provide unmatched reliability. With four generations of Android OS upgrades and five years of security updates, it promises longevity. The monster camera setup includes a 50MP wide-angle lens, 8MP ultra-wide camera, and 2MP macro sensor, enhanced with OIS and Nightography for sharp, vibrant shots in any lighting. Selfie lovers will enjoy the 13MP front camera, and video creators can shoot in Ultra HD 4K at 30fps. Backed by a massive 6000mAh battery with 25W fast charging, the Galaxy M14 5G keeps you going all day. This smartphone perfectly blends cutting-edge features and affordability, making it an ideal choice for camera enthusiasts on a budget.

You can buy this on:

Some other configurations you can buy are:

  • Amazon (6GB RAM and 128GB Storage)
  • Amazon (8GB RAM and 128GB storage)

6.OnePlus Nord CE4 Lite 5G

  • Processor Qualcomm Snapdragon
  • Display: 6.67″, AMOLED, 120 Hz
  • Camera: 50MP
  • Battery: 5500 mAh
  • Price: About 17999 Rs (as of 08/12/2024 16:24 IST- Details)

The OnePlus Nord CE4 Lite is a fantastic budget smartphone for photography enthusiasts, combining cutting-edge camera technology with excellent overall performance. At its core is the 50MP Sony LYT-600 main camera, designed to deliver vibrant, detailed photos and videos worthy of the Sony reputation. Its AI Smart Cutout feature allows users to edit and personalize photos effortlessly. The 6.67-inch AMOLED display with 120Hz refresh rate and a peak brightness of 2,100 nits ensures your visuals pop, even in direct sunlight.

Powered by a Snapdragon processor clocked at 2.2GHz and paired with 8GB RAM, the phone provides smooth performance for multitasking and media consumption. The massive 5,500mAh battery supports 80W SUPERVOOC fast charging, delivering a full charge in just 20 minutes. It also offers reverse charging, doubling as a power bank when needed. OxygenOS 14 enhances the user experience with sustained smoothness, smart features, and long-term software support, including two Android updates and three years of security updates.

Pros:

  • Camera: Excellent 50MP Sony sensor for stunning photos.
  • Battery Life: Long-lasting 5,500mAh battery with ultra-fast 80W charging.
  • Display: Crisp 6.67-inch AMOLED with 120Hz refresh rate and high brightness.
  • Performance: Reliable Snapdragon processor with 8GB RAM for smooth operation.
  • Audio: Dual stereo speakers with enhanced sound quality.

Cons:

  • Plastic Build: May feel less premium compared to glass or metal designs.
  • Weight: Slightly heavy due to the large battery.
  • Software Updates: Limited to two major Android updates.

You can buy this on:

You can buy some other configurations on:

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